| # | Casino | Payout | Score | |
|---|---|---|---|---|
| 1 |  YbetsYbets review ▸ | Crypto withdrawals are instant to within minutes, with Bitcoin at about 10 minutes and no casino fee.BTC: about 10 min, from 0.00058 BTC · Other coins: instant to minutes, from €25 | 4.9/5 | Fast-payout casino → |
| 2 |  Lucky BlockLucky Block review ▸ | Average payout of 5 minutes; BNB, DOGE and XRP up to 1 minute, no withdrawal fees.BNB, DOGE, XRP: up to 1 min · ETH, USDT: up to 5 min | 4.9/5 | Fast-payout casino → |
| 3 |  500 Casino500 Casino review ▸ | Crypto withdrawals are instant unless flagged for review, up to $25,000 a day.Crypto: instant · Flagged withdrawals: may take longer | 4.9/5 | Fast-payout casino → |
| 4 |  StakeStake review ▸ | Crypto withdrawals processed immediately, with no maximum withdrawal amount. The most visited crypto casino in the world.Crypto processing: immediate · Fastest coin: LTC, about 2.5 min a block | 4.8/5 | Fast-payout casino → |
| 5 |  1xBit1xBit review ▸ | USDT on TRC-20 is paid instantly and most other coins in under an hour, with no fee beyond the network's.USDT (TRC-20): instant, from 10 USDT · ETH: about 15 min | 4.7/5 | Fast-payout casino → |
Times come from each casino's own help centre or terms, read in October 2026. A stated time is what the casino promises, not a test we ran.
An XRP casino pays winnings on the XRP Ledger, which settles payments in three to five seconds and charges a fraction of a cent. There is no mining and no queue of blocks to wait through, so once a casino approves an XRP payout, it is effectively already in your wallet. The five casinos below state how quickly they approve.
The XRP casino board
| Casino | XRP withdrawal time | Minimum | Maximum | Fee |
|---|---|---|---|---|
| Ybets | under 1 minute | €25 equivalent | €10,000 a month; €35,000 VIP | none |
| Lucky Block | up to 1 minute | — | — | none stated in FAQ |
| 500 Casino | instant | — | $25,000 a day; $750,000 a month | network only |
| Stake | processed immediately | 1 XRP | no maximum | 0.0001 XRP |
| 1xBit | about 5–15 minutes | 1 XRP | — | network only |
The destination tag: the one thing to check
XRP addresses at exchanges are shared by many customers, and the exchange tells deposits apart with a numeric destination tag. Withdraw XRP from a casino to an exchange without the tag and the coins arrive at the exchange but not in your account, and recovering them takes a support ticket. A personal wallet usually needs no tag. Before your first XRP casino withdrawal, copy both the address and the tag from the receiving side.
Withdraw to the method you deposited with; switching methods is what slows payouts down.
How fast each casino sends XRP
Ybets pays XRP in under a minute and processes withdrawals instantly to within minutes. Lucky Block publishes up to 1 minute for XRP, as for BNB and Dogecoin. 500 Casino lists all its withdrawals as instant. Stake processes crypto withdrawals immediately and asks players to contact support only if one is not approved within 3 business days. 1xBit is the slowest here at about 5–15 minutes, still quick by any banking standard.
Limits and fees
500 Casino has the highest stated ceiling, $25,000 a day and $750,000 a month. Stake sets no maximum withdrawal amount. Ybets allows €10,000 a month for regular players and €35,000 for VIPs. Stake charges a flat 0.0001 XRP; the others add nothing of their own.
Bonuses and XRP withdrawals
1xBit's welcome bonus asks for 40x the deposit within 30 days, with live and table games excluded; Ybets asks for 30x bonus plus deposit within 60 days. Lucky Block's older terms charged 8% if a deposit was not wagered once, while its current FAQ lists no fees on deposits or withdrawals. Withdrawing from a cash balance avoids any hold.
Games and licences
1xBit lists 8,000–11,000+ games under Anjouan licence ALSI-202409027-FI2. 500 Casino has 5,104 slots and its own originals under Curaçao licence OGL/2024/1354/0882. Ybets has 6,000+ games. Stake and Lucky Block are reviewed in full on their own pages.
The 1 XRP reserve on a new wallet
Every account on the XRP Ledger must hold a small reserve, currently 1 XRP, that cannot be spent. A brand-new personal wallet does not exist on the ledger until it receives at least that much. So a first withdrawal to a fresh wallet must be larger than 1 XRP, and the first 1 XRP stays locked as the reserve. Stake's 1 XRP minimum sits exactly at this line; withdrawing a little more avoids a failed payment.
Exchange addresses are already active, which is why they need the destination tag instead: the reserve is the exchange's concern, and the tag tells it which customer the XRP belongs to.
XRP fees in practice
A standard XRP Ledger payment burns a fee measured in drops, tiny fractions of an XRP, usually far below a cent. Stake passes on 0.0001 XRP; the others add nothing. For practical purposes an XRP payout arrives without any visible deduction, which makes it the cheapest route here for small, frequent withdrawals.
Your first XRP withdrawal, step by step
- Decide where the XRP goes: an exchange (needs the destination tag) or a personal wallet (needs at least the 1 XRP reserve on its first receipt).
- Copy the address, which starts with r, and the tag if there is one.
- Paste both into the cashier and check the tag field before confirming.
- Track the payment on an XRP Ledger explorer; it settles in three to five seconds.
Which XRP casino suits you
- Fastest XRP: Ybets or Lucky Block, under a minute.
- Largest limits: 500 Casino, $750,000 a month, or Stake with no maximum.
- Largest game library: 1xBit.
Other near-instant chains are compared on Solana casinos and TRON casinos.
Questions and answers
Which XRP casino pays out fastest?
Ybets and Lucky Block pay XRP in under a minute, 500 Casino lists XRP as instant, and Stake processes crypto withdrawals immediately. 1xBit takes about 5–15 minutes.
What is a destination tag and do I need one?
Many exchanges use one XRP address for all customers and tell them apart by a numeric destination tag. If you withdraw to an exchange, enter its tag; a personal wallet usually does not need one.
What is the minimum XRP withdrawal?
1 XRP at Stake and 1xBit, €25 equivalent at Ybets.
What does an XRP casino withdrawal cost?
Stake charges 0.0001 XRP. Ybets, 1xBit and Lucky Block add no casino fee; the network fee on the XRP Ledger is a tiny fraction of a cent.