Mega Riches
Withdrawals processed in 5 minutes or less; PayPal, Skrill and cards up to £10,000.
4.6/5Fast-payout casino →Mega Riches review ▸Duelz
PayPal, Trustly, Skrill and Neteller instant once approved; non-card withdrawals processed within 12 hours.
4.6/5Fast-payout casino →Duelz review ▸Ivy Casino
Every withdrawal processed within 4 hours, from £10, including Visa, Mastercard and bank.
4.6/5Fast-payout casino →Ivy Casino review ▸
Rose CasinoAverage 4 hours, more than half processed instantly; PayPal and Trustly under 24 hours, up to £10,000.Rose Casino review ▸
Fruity WinsPayPal usually within a couple of hours; every method within 48 hours.Fruity Wins review ▸
Times come from each casino's own help centre or terms, read in October 2026. A stated time is what the casino promises, not a test we ran.
The pay by phone board: pay by phone casino sites
| Casino | Phone deposit | Fastest withdrawal | Withdrawal limits | UKGC |
|---|---|---|---|---|
| phone billing | processed in 5 minutes or less | £20–10,000 | 39380 | |
| Payforit | PayPal, Trustly, Skrill, Neteller instant after approval | from £20 | 48695 | |
| Fonix, from £10, no fee | every method within 4 hours | from £10 | 23328 | |
| Fonix, £10–40 | average under 4 hours, half instant | £10–10,000 | 23328 | |
| Pay by Mobile, £10–40, no fee | average 4 hours; PayPal and Trustly under 24 h | up to £10,000 | 23328 | |
| Pay by Mobile, from £10, 15% fee | PayPal usually a couple of hours | from £10 | 57869 |

How a mobile payment casino deposit works
At the cashier, choose Pay by Mobile, Fonix or Payforit, enter your number and confirm the text message. The amount goes on your monthly bill or comes out of your pay-as-you-go credit. Phone-bill payments are capped at £240 a month in total, which keeps a pay by phone casino deposit small by design.
The same limits make it a poor way to fund large play, and an awkward way to be paid: no network lets a casino pay winnings back to a phone bill. Before you deposit by phone, add the method you want to be paid with.
Deposit with the method you want to be paid to: debit card with Visa Direct, PayPal or open banking.
Getting paid at a pay by phone casino
Because the deposit route cannot pay out, every casino here asks you to withdraw by another method, and that method decides the speed.
- PayPal: the quickest route at most of them. Mega Riches processes PayPal in 5 minutes or less; Duelz pays it instantly once approved; Fruity Wins usually within a couple of hours.
- Bank and Trustly: instant at Duelz, within 4 hours at Ivy Casino, under 24 hours at Rose Casino.
- Debit cards: within 4 hours at Ivy Casino, 5 minutes at Mega Riches, up to 5 working days at Rose Casino.
Verifying a payout method in advance, with proof that it is yours, saves a day on the first withdrawal.
Pay by phone casino fees and limits
| Casino | Per phone deposit | Fee |
|---|---|---|
| from £10 | none | |
| £10–40 | none | |
| £10–40 | none stated | |
| from £10 | 15% | |
| All | £240 a month across all phone-bill payments | — |
Pay by phone casino UK: payout speeds compared
| Casino | Processing | Fastest payout | Per withdrawal |
|---|---|---|---|
| 5 minutes or less | PayPal, Skrill, cards | up to £10,000; first daily payout no fee, then £2.50 | |
| aim within 12 hours | PayPal, Trustly, Skrill, Neteller, instant after approval | — | |
| every withdrawal within 4 hours | cards and bank | from £10 | |
| 4-hour average, over half instant | PayPal, Trustly under 24 hours | up to £10,000 | |
| under 4 hours on average, over half instant | — | £10–10,000 | |
| every method within 48 hours | PayPal, usually a couple of hours | from £10 |
The phone deposit is capped small, but the payout is not: Mega Riches, Rose Casino and O'Reels all pay up to £10,000 a withdrawal by another method. The speed depends on the casino's processing, which ranges from five minutes at Mega Riches to 48 hours at Fruity Wins.
Online casino pay by phone: who it suits
Paying by phone suits players who want a small, fixed budget on their monthly bill and no card details at the casino. The £10 minimum and £40 maximum per deposit at Rose Casino and O'Reels keep each top-up modest. It suits less well anyone who wants to deposit and withdraw by the same method: for that, Apple Pay casinos and PayPal casinos pay back in minutes at the fastest brands. Another cash-like option is a voucher; see Paysafecard casinos.
Boku and other carrier billing
Boku was once the best-known pay by phone service at casinos. It no longer handles UK gambling payments directly, so a Boku casino in the UK today runs on Fonix, Payforit or a similar provider. The experience is the same: a text to confirm, the charge on your bill.
Best pay by phone casino: before you pay
- Check that your network allows third-party billing; some block it by default.
- Keep within £240 a month across all sites.
- Add PayPal, a debit card or a bank account for withdrawals.
- Prefer a casino with no phone-deposit fee.
For other ways to deposit with your phone that also pay back, see Apple Pay casinos and Google Pay casinos.
Questions and answers
Can I withdraw to my phone bill?
No. Phone-bill payments work for deposits only. Pay by phone casinos pay winnings to PayPal, a debit card, a bank account or an e-wallet.
How much can I deposit by phone at a casino?
Phone-bill payments are capped at £240 a month in total. Most casinos take £10 to £40 per deposit.
Which pay by phone casino pays out fastest?
Mega Riches processes withdrawals in 5 minutes or less. Duelz pays PayPal, Trustly, Skrill and Neteller instantly once approved, and Ivy Casino processes every withdrawal within 4 hours.
Do pay by phone casinos charge fees?
Most do not. Fruity Wins charges 15% on phone deposits; Ivy, Rose and O'Reels charge nothing.
Is Boku still available at UK casinos?
Boku no longer handles UK gambling payments directly. UK casinos use Fonix, Payforit and similar carrier-billing services.